The time is right for financial products to do better so you can make the most of your income. EarnUp is on a mission to create a financial system that works for everyone by transforming the loan payments ecosystem into a key driver for achieving financial wellness.

We do this through our customer centric and data driven payments platform. Our platform offers flexibility in payment schedules while intelligently automating mortgage payments to help our users pay off loans faster. We are a dedicated and diverse team of hardworking innovators working to help people get out of debt.

Come help us disrupt the $20 trillion debt market we have today and let's make a difference together.We are looking for a Senior Backend Engineer - Payments to join the engineering team in our San Francisco, CA headquarters office. You will design, build, extend, refactor, maintain, and monitor critical systems across a variety of projects while developing the next-generation platform for consumer finance management.

Your team owns the payments platform and you will help the team fulfill technical, operational, and business requirements while guiding architecture and delivery of software products. You have a passion for delivering robust software systems and are driven to deliver incredible customer experiences.You will:Design, build, manage, maintain, and monitor our systems and dataConfigure and optimize services for performance and scaleWork with our Money Operations team to improve their operational efficiencyAutomate data quality and system health checksBuild accurate and clear user documentationWork with rest of the engineering teams to build product featuresMentor junior engineers and lead technical developmentLead technical integrations with our financial partnersWhat you bring:5+ years professional experienceFamiliarity in SQL (Postgres, SQL Server)Familiar with PythonPassionate about data quality, testing and automationExperience with data cleansing and repairStrong distributed systems experienceAbility to communicate clearly, both verbally and writtenFamiliar with microservice architecture, development, and deploymentKnowledge of AWS infrastructureExperience with critical data or financial applications preferredEnsure correctness in a production environmentWhy You Will Love Working at EarnUpFast-paced, innovative and collaborative startup dedicated to providing opportunities to learn and growAn opportunity to help financially improve the lives of 20 million Americans living in debtCompetitive salary and meaningful equityFamily friendly benefits including generous paid parental leave and a company contribution toward dependent careFlexible hybrid work model Convenient SF HQ location minutes away from the Montgomery Bart Station100% paid employee health benefitsFlexible time off programs with no maximum and additional programs dedicated to self careCommuter and work from home benefits including a mobile phone stipendEmployee Resource Groups and active DEI Advisory CouncilFun events, celebrations, offsites and foodThe base salary range for this position is $175,000 - $190,000Diversity is in our DNA.

At EarnUp, diversity is not only accepted and respected, it's celebrated and it is critical to our success. We foster an environment for exceptional people which includes a sense of belonging for all.EarnUp is proud to be an Equal Opportunity and Affirmative Action employer.

We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

*EarnUp is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance or accommodations due to a disability, please let us know at accommodations@EarnUp.com.